Archives: Current Affair

Key points of Fitch Ratings report. The share of Indian banks’ borrowings will continue to rise gradually within their overall funding mix if they struggle to attract sufficient fresh deposits to support loan growth. At the same time, a sustained capital-market performance could accelerate the shift of retail savings to investments (in the stock markets). […]

The Loan-to-Deposit Ratio (LDR) is a financial metric used by banks to assess their liquidity and financial health. It represents the ratio of a bank’s total loans to its total deposits. The LDR is a measure of how effectively a bank is utilizing its deposits to lend and generate income. Formula: Loan-to-Deposit Ratio (LDR)=Total LoansTotal Deposits×100\text{Loan-to-Deposit Ratio (LDR)} = […]

How will a classical status help languages? What does this mean for Marathi, Bengali, Assamese, Pali and Prakrit? On what basis is such a status accorded? The Union Cabinet approved classical status for five languages earlier this month — Marathi, Bengali, Assamese, Pali, and Prakrit — by tweaking the criteria for the declaration. What makes […]

Demchok is a disputed area where India and China have varying claims in the Charding La area. At Depsang, Chinese troops have been blocking Indian patrols from going beyond the Y-junction. The breakthrough achieved by India and China towards disengagement in eastern Ladakh comes after two years of stalemate over two remaining friction points, Depsang […]

Graded Response Action Plan (GRAP-II): AQI stood at 310 in Delhi –‘very poor’ category: The second stage of the Graded Response Action Plan (GRAP-II), implemented by the Commission for Air Quality Management (CAQM), has come into effect from October 22. The decision was taken after reviewing the air quality scenario in the region, as per the […]

E-Shram: One Stop Solution’ Union Labour Minister has recently  launched the upgraded ‘e-Shram: One- stop solution’ portal, which will provide seamless access to the government’s different social security schemes, including health, pension and food, to over 300 million workers from the unorganised sector. “Every day, around 60,000 to 90,000 workers are joining the e-Shram platform. […]

Why Lawrence Bishnoi can not be interrogated? section 303 of the BNSS /Sections 267/268 of (CrPC). Why in News? As part of their investigation into the murder of Maharashtra MLA Baba Siddique in Oct 2024, Mumbai police have alleged that the two men accused of shooting him had links to the Lawrence Bishnoi gang. Bishnoi is […]

R-star (r)**, also known as the natural rate of interest or equilibrium real interest rate, is the theoretical interest rate at which an economy operates at its full potential without causing inflation or deflation. It is the rate that neither stimulates nor restricts economic growth, providing a balance between economic output and inflationary pressures. In […]

Coal will be central to India’s energy mix for at least another decade, and moving away from it poses a massive challenge. For a just transition away from coal, India will require over $1 trillion or Rs 84 lakh crore over the next 30 years, according to a study by environment and climate change research think-tank […]

iForest (International Forum for Environment, Sustainability, and Technology) is a non-profit environmental research organization based in India, which focuses on addressing critical issues related to environmental sustainability and technological advancements. Its primary mission is to promote sustainable development by offering policy solutions, technological innovations, and in-depth research to tackle various environmental challenges. Key Areas of […]